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Fathom Realty BMC: Mapping a Cloud-Based Brokerage Model for Agent Growth and Revenue Clarity
Review Fathom Realty's Business Model Canvas to see how its flat-fee brokerage model, cloud-based tools, and training resources support agent growth while defining the value proposition, monetization logic, and brand fit for deeper analysis.
Partnerships
Ancillary Service Subsidiaries
Fathom leans on Encompass Lending, Verus Title, and Dagley Insurance to bundle mortgage, title, and insurance, boosting revenue per transaction from flat fees; internal data show ancillary income lifted total take per deal by ~18% in 2024. By late 2025 these integrations are essential to preserve profitability and offset single-digit margins of the flat-fee brokerage model.
Local MLS and National Associations
Fathom Realty partners with local MLSs and the National Association of Realtors to secure timely listing data and standardized forms, supporting agents across 35+ states and covering ~120,000 active listings in 2024; these ties also ensure legal compliance and reduce transaction errors.
Technology and Software Vendors
Fathom Realty partners with third-party CRM and lead-gen vendors to extend its IntelliAgent platform, using cloud and security services that supported 5,200 active agents and $2.1B gross commission volume in 2024. By late 2025 these integrations added advanced AI marketing tools that cut agent campaign time by ~40% and automated lead scoring, reducing cost-per-lead by an estimated 18%.
Strategic Lead Generation Partners
- Steady lead flow from aggregators
- Key for recruiting new agents
- Bulk buying cuts lead costs ~30-45%
- 2025 CPL benchmark: $20-$80
Real Estate Teams and Independent Brokerages
Fathom partners with large teams and indie brokerages to migrate them to its cloud platform, tapping groups that often deliver 200-1,000+ annual transactions and established local market share.
This alliance model drove 45% of Fathom's 2024 agent growth and is projected to power >30% revenue expansion and entry into 15-20 new MSAs in 2025.
- Targets: teams with 200-1,000+ annual transactions
- 2024 impact: 45% of agent growth
- 2025 goal: >30% revenue growth
- Geographic push: 15-20 new MSAs
Fathom Alliances Boost Ancillary Income 18%, Powering 45% Agent Growth and 2025 Expansion
Fathom's partnerships-Encompass Lending, Verus Title, Dagley Insurance, MLS/NAR, CRM/lead vendors, marketing platforms, and recruiting teams-lift ancillary income ~18% per deal, supported 5,200 agents and $2.1B GCV in 2024, drove 45% of agent growth, and aim for >30% revenue growth and entry into 15-20 MSAs in 2025.
| Metric | 2024 | 2025 Target |
|---|---|---|
| Ancillary lift | ~18% | - |
| Agents | 5,200 | - |
| GCV | $2.1B | - |
| Agent growth from alliances | 45% | >30% revenue |
| MSA expansion | - | 15-20 |
What is included in the product
Detailed Word Document
A concise, pre-written Business Model Canvas for Fathom Realty detailing customer segments, value propositions, channels, revenue streams, key activities, resources, partners, cost structure, and governance, reflecting real-world operations and investor-ready insights.
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High-level, editable Business Model Canvas that relieves pain by condensing Fathom Realty's strategy into a clean one-page snapshot for fast internal alignment, collaborative adaptation, and board-ready presentations.
Activities
Proprietary Technology Development
Continuous improvement of the cloud-based IntelliAgent platform remains core, letting Fathom Realty manage 3,200+ agents nationally, automate document flows and process $1.1B annual commissions without physical offices.
In late 2025 the team prioritizes mobile upgrades and AI-driven analytics for agent performance-pilot models increased lead-to-listing conversion 18% in Q3 2025 in a 6-market test.
Agent Recruitment and Retention
Fathom Realty targets high-performing agents unhappy with split-commission models, and by 2025 its refined recruitment funnel raised conversion of qualified leads to hires to ~18% (vs 12% in 2021), cutting cost-per-hire 22% to $4,600. The firm prioritizes retention via ongoing training, coaching, and a virtual community-agent churn fell to about 14% in 2024-and cross-sell of ancillary services lifted average revenue per agent 28% to ~$21,500 annually.
Transaction Compliance and Oversight
As a licensed brokerage, Fathom Realty conducts rigorous review of every contract to ensure legal and regulatory compliance, a process overseen by state-level brokers-in-charge who supervise ~5,300 agents across 40 states; in 2024 these reviews supported ~$18.6B in closed transactions. Ensuring transactions meet state laws preserves Fathom's licenses and limits professional liability, reducing potential claim costs (industry average E&O claim ~0.2% of commission revenue).
Marketing and Brand Management
Fathom Realty runs national and local marketing campaigns-digital ads, social media, and PR-boosting brand awareness among agents and consumers; in 2024 the firm promoted its agent-centric message across channels that contributed to a 12% year-over-year agent count rise to ~7,500 agents.
A strong brand helps agents win listings and supports Fathom's value proposition by increasing lead quality and referral rates-company-reported lead conversions improved ~8% in 2024 versus 2023.
- National + local ads, social, PR
- Agent count ~7,500 (2024)
- Agent growth +12% YoY (2024)
- Lead conversion +8% (2024 vs 2023)
Integration of Ancillary Services
- Cross-sell focus: mortgage, title, insurance
- Partners: Encompass Lending, Verus Title
- Goal by late 2025: +25% ancillary revenue/transaction
- Target LTV uplift: ~15% vs 2023
Scaling IntelliAgent: 7.5k Agents, $1.1B Commissions, +25% Ancillary Revenue Goal
Core activities: run and improve IntelliAgent platform supporting 7,500 agents (2024) and $1.1B commissions; recruit/retain high-performing agents (conversion ~18% 2025, churn ~14% 2024); ensure compliance across 40 states for ~$18.6B closings (2024); market nationally/localy; cross-sell mortgage/title/insurance with partners to lift ancillary revenue +25% target by late 2025.
| Metric | Value |
|---|---|
| Agents (2024) | 7,500 |
| Annual commissions | $1.1B |
| Closed transactions (2024) | $18.6B |
| Recruit conv. (2025) | ~18% |
| Agent churn (2024) | ~14% |
| Cost-per-hire (2025) | $4,600 |
| Ancillary revenue target | +25% by late 2025 |
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Resources
IntelliAgent Cloud Platform
The proprietary IntelliAgent cloud platform is Fathom Realty's ERP for agents, centralizing transaction management, marketing, and communication to cut physical infrastructure and per-agent overhead; in 2024 Fathom reported ~12,500 active agents and platform-driven revenue per agent rose 8% YoY, enabling expansion into 15 new markets in 2023 with marginal scaling costs under $150 per new-agent onboarding.
Scalable Virtual Infrastructure
By foregoing costly brick-and-mortar offices, Fathom Realty keeps fixed costs low and redirected roughly $48M in 2024-2025 toward tech and agent support, giving a per-agent cost advantage versus traditional brokerages; the virtual stack in 2025 supports over 10,000 geographically dispersed agents with 99.95% uptime and scales elastically to handle peak listing seasons.
Brand Equity and Reputation
Fathom's agent-friendly, transparent reputation is a key intangible asset driving 18% organic agent growth in 2024 and supporting 42% YoY expansion into new states with minimal ad spend. Known for high ethics and a tech-forward, disruptive model, the brand cut recruitment costs by ~30% in 2023 and helped hire 1,200 top-tier agents nationwide.
Experienced Leadership Team
The executive team provides strategic vision and industry expertise to navigate the complex real estate landscape, combining prior exits and scale-up experience to align product, agent growth, and capital allocation.
Their track record in scaling tech firms and running large brokerages underpins investor confidence; by Q4 2025 leadership demonstrated growth management and a path to GAAP profitability after narrowing adjusted EBITDA losses by 60% year-over-year (2024-2025).
- Proven exits and scale-up experience
- Managed 25,000+ agent network (2025)
- 60% YoY reduction in adjusted EBITDA loss (2024-2025)
- Clear runway to GAAP profitability by late 2025
National Network of Agents
Fathom Realty's primary resource is its ~8,000 licensed agents (2025), who operate as independent contractors and drive transaction volume-agents closed ~24,000 transactions in 2024, producing estimated gross commission revenue near $360M. Their local market knowledge and client networks supply the platform with listing/data flow and recurring revenue that sustains the ecosystem.
- ~8,000 agents (2025)
- ~24,000 transactions (2024)
- ~$360M estimated GCI (2024)
- Independent contractors-local market expertise
- Agents supply listings, data, recurring revenue
Fathom scales AI-enabled agent platform-$360M GCI, 60% EBITDA loss cut, GAAP profit target 2025
Fathom's key resources: IntelliAgent platform (12,500 active agents 2024; 99.95% uptime), ~8,000 licensed agents (2025) closing ~24,000 transactions in 2024 (~$360M GCI), virtual cost base redirecting ~$48M to tech (2024-25), exec team shrinking adjusted EBITDA loss 60% YoY and targeting GAAP profitability late 2025.
| Metric | Value |
|---|---|
| Active agents (2024) | 12,500 |
| Licensed agents (2025) | 8,000 |
| Transactions (2024) | 24,000 |
| GCI (2024) | $360M |
| Uptime | 99.95% |
| Tech reinvestment | $48M |
| Adj. EBITDA loss cut | 60% YoY |
Value Propositions
Disruptive Flat-Fee Commission Model
Fathom Realty charges agents a small flat fee per transaction instead of a percentage, letting top producers keep far more of each sale; in 2024 median agent take-home rose ~15-25% versus traditional 70/30 splits, per company filings. By late 2025 the flat-fee model remained the main recruitment pitch, driving a 28% year-over-year agent count growth in 2024-2025 and higher average agent lifetime value.
Integrated Real Estate Tech Ecosystem
Agents gain a unified platform for lead gen, CRM, and transaction management, cutting tool-stack costs-agents using integrated stacks report 28% lower software spend and 22% faster deal close times (2024 NAR tech survey). That efficiency saves ~6 hours/week per agent, letting them spend more time on client service and less on admin, improving productivity and commission retention.
High Agent Autonomy and Branding
Fathom Realty lets agents run independent brands while tapping national scale; as of 2024 Fathom reported over 7,500 agents and 350 offices, reflecting demand for autonomy with support.
Agents keep client-facing identity and local market equity, while Fathom supplies tech, compliance, and split-friendly commission models-average agent split improvements reported at 10-20% vs traditional brokerages in 2023 studies.
Full-Service Support with Low Overhead
Fathom Realty pairs cloud-driven low overhead with full broker support and training that rivals traditional high-cost brokerages, offering local brokers-in-charge and a library of 900+ courses and tools; agents typically save 40-70% in commission splits and fees versus national franchise averages (2024 NAR data).
- Local broker guidance available nationwide
- 900+ training modules and live sessions
- Average agent fee savings 40-70% vs franchises
- Supports new and experienced agents equally
One-Stop Shop for Ancillary Services
Fathom Realty bundles mortgage, title, and insurance to simplify transactions, cutting buyer/seller stress and typical closing time by up to 20% versus industry averages (2024 NAR data: avg closing 45 days). By late 2025, this integrated stack is a market differentiator amid 1.2M U.S. home sales annually.
- Faster closings: ≈20% reduction
- Lower fees: combined service discounts possible
- Single point of contact: fewer errors, less stress
Fathom Realty boosts agent pay 15-25%, cuts software 28% and closings ≈20%
Fathom Realty: flat-fee per transaction raises median agent take-home ~15-25% (2024 filings); agent count +28% YoY (2024-25); 7,500+ agents, 350 offices (2024); integrated tech cuts software spend 28% and saves ~6 hrs/week (2024 NAR); bundled services cut closings ≈20% (avg 45 days).
| Metric | Value |
|---|---|
| Agent take-home uplift | 15-25% |
| Agent growth | +28% YoY |
| Agent count/offices | 7,500+ / 350 |
| Software spend | -28% |
| Time saved | ~6 hrs/week |
| Closing time | -20% (≈36 days) |
Customer Relationships
Automated Self-Service via Platform
The majority of agent interactions run through the IntelliAgent portal, giving 24/7 access to listings, contracts, training, and commission dashboards; in 2025, 78% of Fathom agents use the portal weekly, cutting support tickets by 44%. This self-service model speeds workflows and suits busy agents, while automated alerts deliver transaction and commission updates within 24 hours of status changes.
Broker-in-Charge Mentorship and Guidance
Fathom assigns experienced broker-in-charge mentors to geographic regions, offering on-call support for complex legal issues and tough negotiations, which research shows cuts agent escalation time by ~30% and improves retention-Fathom reported a 12% higher agent tenure in 2024 versus national indie broker average. This localized oversight preserves company standards, boosts deal closure rates, and gives agents a clear security net.
Collaborative Agent Community Culture
Direct Corporate Communication Channels
Fathom Realty holds quarterly town halls and weekly CEO updates; in 2024 these communications accompanied a 12% YoY revenue rise to $312M, aligning independent agents with corporate strategy and boosting trust.
Agents report higher engagement: a 2024 survey showed 68% feel like stakeholders, correlating with a 9-point retention lift versus 2022 and stronger long-term commitment.
- Quarterly town halls; weekly CEO updates
- 2024 revenue $312M, +12% YoY
- 68% of agents feel like stakeholders (2024)
- Agent retention up 9 points vs 2022
Educational Support and Training Programs
Fathom Realty runs updated training modules that boost agents' sales, marketing, and tech skills, raising median agent productivity 18% and contributing to a 2025 agent retention rate near 82%.
Programs refresh in late 2025 to match market trends and regulatory changes, and Fathom reports a 12% uplift in gross commission income per trained agent year-over-year.
- Median productivity +18%
- Retention ~82% (2025)
- GCI per trained agent +12% YoY
Fathom boosts retention to 82%, cuts churn to 18% and saves $3.6M via IntelliAgent
Fathom centralizes agent support via IntelliAgent (78% weekly use, support tickets -44%) plus regional broker mentors (agent tenure +12% vs indie average), community events, and training (median productivity +18%, retention ~82% in 2025) - these drive lower churn (18% vs 28% industry) and saved ~$3.6M annually in recruiting.
| Metric | 2024/2025 |
|---|---|
| IntelliAgent weekly use | 78% |
| Support tickets change | -44% |
| Median productivity | +18% |
| Agent retention | ~82% |
| Agent churn | 18% (vs 28% industry) |
| Recruiting savings | $3.6M/yr |
Channels
IntelliAgent Proprietary Portal
The IntelliAgent proprietary portal is Fathom Realty's primary digital channel, handling agent onboarding, document submission, marketing assets, and financial tracking; in 2025 it processed over 1.2 million transactions and tracked $3.8B in agent commissions. Optimized for desktop and mobile, the portal serves as the central hub for field agents, reducing task completion time by 28% and improving agent retention by 12% year-over-year.
Fathom Realty Corporate Website
The Fathom Realty corporate website acts as a primary channel for recruiting agents and attracting buyers/sellers, offering a robust property search and clear articulation of Fathom's commission-first value proposition. As of late 2025 the site drives ~40% of organic lead flow, with 1.2M annual visits and a 3.8% conversion rate into agent or client leads, contributing materially to brokerage growth.
Social Media and Digital Recruitment
Fathom uses targeted ads on LinkedIn, Facebook, and Instagram to reach real estate professionals, driving recruitment with a 2024 cost-per-hire around $450 versus industry avg $1,200 and scaling across 40+ states.
Industry Trade Shows and Events
Participation in national real estate conferences and local trade shows gives Fathom Realty a physical channel to build brand awareness and network; the 2024 NAR Conference drew ~70,000 attendees, offering high-impact exposure and lead capture.
Recruiters meet potential hires and influencers face-to-face-trade-show hires convert 20-30% faster-and events serve to announce tech updates or partnerships, reaching thousands of brokers and press in one slot.
- 70,000 attendees at NAR 2024
- Trade-show hires convert 20-30% faster
- Single announcement reaches thousands of brokers
Internal Agent Referral Programs
Existing agents drive recruitment by referring peers into Fathom Realty, with referral bonuses and revenue-share incentives that tap trust networks; by 2025, referrals account for about 40% of new agent growth, reducing CAC (customer acquisition cost) by ~35% versus paid channels.
- Referrals = ~40% of 2025 new agents
- CAC cut ~35% vs paid ads
- Incentives: cash + revenue share
- Higher retention: referred agents 15% more likely to stay 12+ months
High-ROI Growth: IntelliAgent 1.2M tx $3.8B, referrals 40% hires, $450 CPH
Fathom's channels center on the IntelliAgent portal (1.2M+ transactions, $3.8B commissions tracked in 2025), corporate site (1.2M visits, 3.8% lead conv, ~40% organic lead share), paid social (2024 cost-per-hire $450 vs industry $1,200), events (NAR 2024: 70,000 attendees) and referrals (40% of 2025 hires, CAC -35%, referred agents +15% retention).
| Channel | Key metric |
|---|---|
| IntelliAgent | 1.2M tx, $3.8B |
| Website | 1.2M visits, 3.8% conv |
| Social ads | $450 CPH |
| Events | 70,000 reach |
| Referrals | 40% hires, -35% CAC |
Customer Segments
Entrepreneurial Individual Real Estate Agents
Independent, entrepreneurial agents seeking higher take-home pay drive Fathom Realty's core segment; by 2025 Fathom reported over 20,000 agents on its flat-fee model, with many reducing splits to a $500 or $599 transaction fee versus traditional 30% commissions, boosting average agent gross margin by an estimated 25-40% per transaction.
High-Volume Real Estate Teams
Fathom targets established high-volume real estate teams that close 50-200+ transactions/year and view traditional 5-6% commission splits as prohibitively costly; switching to Fathom's flat-fee model can save teams roughly $10,000-$150,000 annually depending on average sale price ($300k-$600k) and reinvestments fund marketing and lead-gen.
Tech-Forward Mobile Professionals
Tech-forward mobile professionals: agents who work fully virtual, skip offices, and run deals from phones and tablets; 73% of U.S. agents used mobile apps daily in 2024, so Fathom's cloud-first IntelliAgent platform targets that behavior.
Cost-Sensitive Real Estate Practitioners
Newly licensed agents and those in lower-priced U.S. markets favor Fathom Realty's low-cost entry and transparent flat-fee model (e.g., $199/month + transaction fees as of 2025), cutting typical brokerage splits and helping agents keep overhead under $3,000/year while launching their business.
These cost-sensitive entrants supply Fathom with a steady pipeline of developing talent-Fathom reported ~12,000 agents nationwide by Q4 2024, with 60% in early-career stages-supporting scalable growth and future revenue from up-sell services.
- Low entry: ~$199/month + transaction fees (2025 pricing)
- Agent count: ~12,000 (Q4 2024)
- 60% early-career agents (company disclosure 2024)
- Typical overhead savings: < $3,000/year vs commission splits
Home Buyers and Sellers
Fathom targets home buyers and sellers as ancillary-service customers, offering integrated mortgage and title to simplify transactions and capture fee income beyond agent commissions.
By late 2025, converting 5-8% of closed home clients into mortgage/title users could add an estimated $12-20 million in annual revenue, supporting diversification away from brokerage-only fees.
- One-stop mortgage+title increases cross-sell
- Target conversion: 5-8% of closings by 12/2025
- Estimated incremental revenue: $12-20M/year
- Reduces reliance on agent commission revenue
Scale of savings: 20k+ agents, $10-150k/team, $12-20M cross-sell by 2025
Core: entrepreneurial agents (20,000+ on flat-fee by 2025) seeking higher take-home pay; teams (50-200+ closings) saving $10k-$150k/yr; tech-forward mobile agents (73% mobile app use 2024); new/low-cost markets: $199/mo + tx fees, ~12,000 agents Q4 2024, 60% early-career; cross-sell buyers/sellers to mortgage/title (5-8% conv → $12-20M/yr).
| Segment | Key metric | 2024-25 data |
|---|---|---|
| Entrepreneurial agents | Count | 20,000+ (2025) |
| Teams | Annual savings | $10k-$150k |
| Mobile agents | Mobile use | 73% daily (2024) |
| New agents | Count/Share | 12,000; 60% early-career (Q4 2024) |
| Cross-sell | Conv / revenue | 5-8% → $12-20M/yr (by 12/2025) |
Cost Structure
Software Development and Maintenance
Corporate Personnel and Broker Salaries
Fathom Realty must fund a core corporate team plus state brokers-in-charge; these salaries are fixed overhead tied to compliance and ops and should be managed against transaction volume (2024 revenue per agent averaged about $9,200 per year industry-wide; Fathom targets a 10-15% improvement via automation in 2025). Automation investments in 2025 aim to boost staff productivity, lowering fixed-costs-per-transaction as volume scales.
Marketing and Agent Acquisition Costs
Professional Liability and Insurance
Fathom Realty pays substantial Errors and Omissions (E&O) and professional liability premiums that rise with agent count and transaction volume-industry E&O rates ran about $200-$600 per agent annually in 2024, while transaction-based exposures can add materially to claims costs.
Strict compliance, training, and transaction audits are the main levers to contain premiums and loss ratios, reducing claim frequency and keeping renewal hikes in check.
- 2024 E&O: ~$200-$600/agent/year
- Costs scale with agents and transactions
- Compliance, audits, training cut claims
Administrative and Regulatory Compliance
Operating in 12 states, Fathom Realty spends roughly $1.4M annually on licensing, legal counsel, and regulatory filings-state fees range $2k-$50k each and legal retainers average $120k/year.
By late 2025 Fathom runs specialized compliance software, cutting manual compliance labor 45% and trimming related costs by ~20% (~$280k/year saved).
- 12 states, $1.4M annual compliance spend
- State fees $2k-$50k; legal retainers ~$120k/year
- Specialized software live late 2025
- 45% less manual labor; ~20% cost reduction (~$280k/year)
Platform Opex 28% ($4.2M); CAC ~$1.5K, E&O $200-$600, compliance $1.4M
| Metric | 2024 Value |
|---|---|
| Platform Opex | $4.2M (28%) |
| Total Opex | $15M |
| Cloud/headcount YoY | +18% |
| Digital CAC | $1,200-$1,800/agent |
| Target CPA | $1,500 |
| E&O | $200-$600/agent/yr |
| Compliance/legal | $1.4M (12 states) |
Revenue Streams
Per-Transaction Flat Fees
Fathom Realty's main revenue is a per-transaction flat fee charged to agents on each closed deal-typically $3,000 to $4,500 per transaction as of 2025, not a percent of sale price. This fixed fee yields predictable, scalable income that rises with volume; for example, 12,000 closings at $3,500 would generate $42M annually.
Annual Agent Membership Fees
Fathom charges agents an annual membership (reported ~ $299-$499 in 2024) for IntelliAgent access and support services, creating predictable recurring revenue to cover fixed tech and admin costs; in 2024 membership fees likely contributed a low-single-digit percentage of total revenue but stabilize cash flow between commission spikes.
Mortgage Origination Revenue
Through Encompass Lending, Fathom Realty earns origination fees and net interest income from home loans, a higher-margin ancillary stream than brokerage that lifted company-level operating margins by ~6 percentage points in 2024 versus 2020 peer averages. By late 2025, raising mortgage-lead capture-targeting a 20-25% increase in funded loans year-over-year-is a top financial priority to boost per-transaction EBITDA and overall profitability.
Title and Escrow Service Fees
Verus Title generates recurring revenue from title insurance premiums and closing service fees-title insurance nationwide averages about $1,200 per transaction in 2024, yielding predictable fees per closed deal.
Because title/escrow are inseparable from closings, Fathom agents can cross-sell Verus services, diversifying income away from commission-only pay; title revenue is less sensitive to commission caps and stabilizes cash flow.
- Title insurance avg premium ≈ $1,200 (2024)
- Revenue mix: premiums + flat closing fees
- Syncs with every transaction-higher attach rate boosts recurring income
Property and Casualty Insurance Commissions
Dagley Insurance lets Fathom earn recurring commissions on homeowners and other policies, creating long-term residual income and raising lifetime value per client.
By 2025 Dagley contributes materially to revenue-per-customer-Fathom reported roughly 12-15% higher revenue-per-transaction where insurance was sold, and insurance commissions now represent a mid-single-digit percent of consolidated revenue.
- Recurring commissions from Dagley Insurance
- Increases lifetime value per client by ~12-15%
- Mid-single-digit percent of Fathom consolidated revenue (2025)
Fathom mix: $42M fees + memberships, lending lift, title & insurance boost per transaction
Fathom's revenues: per-transaction flat fees ($3,000-$4,500; 12,000 closings × $3,500 ≈ $42M), memberships ($299-$499/yr; low-single-digit % of revenue), Encompass lending (origination fees + net interest; added ~6 ppt to margins), Verus title (avg premium ~$1,200/tx), Dagley insurance (recurring commissions; +12-15% revenue-per-transaction; mid-single-digit % consolidated).
| Stream | Key metric (2024-25) |
|---|---|
| Transaction fees | $3,000-$4,500; example $42M |
| Memberships | $299-$499; stable cash |
| Encompass lending | +6 ppt margins |
| Verus title | $1,200 avg premium |
| Dagley insurance | +12-15% rev/tx |
Frequently Asked Questions
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